Goodbye OTPs, Swipe to Pay is Here for Payment!

“Every time I have to shop online, I have to keep my fingers crossed, waiting for the OTP. Either there is some issue with the bank, or with the mobile network.” 🙄

Is this often your reaction when shopping online? Well, while we can’t do much about your bank or mobile network, we’ve got a delightful new feature for you. No more anxiety, say hello to a simplified way of making payments for all your online purchases.

Introducing Swipe to Pay

From now onwards, every time you shop online, you will get a notification on your phone. The notification will ask you to verify yourself using your App PIN or biometrics. Once done, just swipe to approve and complete your purchase. Have a look at the video below to see just how quick and easy it is.

Your card details are always with you in your OneCard App. If you feel like shopping online or just ordering in your favourite pizza or biryani, just log in to OneCard App, tap on your card details or the card icon below. Tapping on the card will display your card number and CVV. Tapping on “Copy Card Number” will copy the card number. You can input it on the payment page and then simply Swipe to Pay for your purchase.

Also Read: Understand Your Bill Repayment of One Credit Card

Why use Swipe to Pay?

Delayed OTPs or not getting OTPs is among the biggest reasons for incomplete payment transactions. Not only is it frustrating but it also spoils the entire payment experience. With Swipe to Pay, it takes half the time to complete purchases compared to the OTP method. It’s also more secure than OTP.

Remember:

- This works only on your phone and with your OneCard App password/biometrics, so nobody else can approve your purchase
- No dynamic passwords are sent to your mobile

So say farewell to your old friend - “One-Time Password”, or OTP, and welcome “Swipe to Pay”. 😎

However, if you still prefer to receive OTPs, we’ve got you covered. Just turn off the “Swipe To Pay” feature from the controls section in your app.

The Swipe to Pay feature was initially launched for Android devices and we’re now excited to launch it for our OneCard members on iOS too.

Go ahead and try it out, and share your experience and feedback on using OneCard Swipe To Pay!