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India's best metal credit card. Built with full-stack tech. Backed by the principles of simplicity, transparency, and giving back control to the user.

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No Hidden Fees Ever.

No Joining Fees.
No Annual Fees.
No Rewards Redemption Fees.

Powerful mobile app
Control all aspects of your credit card from the powerful OneCard app - transaction limit, domestic/international use, online/offline use, contactless payments and much more.
It's metal
A credit card that is exclusive, and exquisitely crafted with metal, because you deserve only the best. Why settle for plastic cards anymore?

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OneCard Metal
Seamless on-boarding
Get started using a completely digital on-boarding process, and activate your OneCard in less than 5 minutes.

5X rewards on your top spends
5X rewards on Top 2 spend categories. Points are credited instantly and never expire. Just swipe right to redeem. No more rounding off, get even fractional points.

OneCard EMI
Shop in full, pay in parts. No calls, no emails, no documentation. Get points on EMI transactions, repay EMIs with reward points. Manage EMIs from the EMI Dashboard.
We are backed by marquee investors who share our vision, passion, and commitment to first principles.