Sleek build, smart perks.
Everything about the One Credit Card is designed to work in your favour.
Lifetime free card
No joining fee. No annual fee. No hidden charges. Not now, not ever.
Smart app controls
Lock or unlock your card, set limits, and track spends in real time - all in the app.
Curated offers
Enjoy personalised deals at your go-to places. Unlock savings where you least expect.
It’s got metal
Crafted in metal. Built for exclusivity.
Every swipe is a statement
Smart, sophisticated, stylish. Don’t just spend, leave an impression.
Power-packed app
An experience that fits effortlessly into everyday life. Unlock 5X rewards, smart app controls, personalised offers and more
Backed by trusted banks
Issued by RBI-regulated banks including BOBCARD, CSB Bank, Federal Bank, Indian Bank, SBM Bank and South Indian Bank.
Get your metal credit card
Lifetime free One Credit Card. Unlocked in minutes.
Frequently asked questions
A metal credit card is a premium credit card made from metal rather than plastic. One Credit Card is a lifetime free metal credit card paired that comes with a powerful, feature-packed app.
You can instantly check your eligibility on the OneCard app. Download the OneCard app, fill out the form and complete the steps to instantly check your eligibility.
One Credit Card is issued in partnership with leading banks, including BOBCARD, CSB Bank, Federal Bank, Indian Bank, SBM Bank India and South Indian Bank.
Once your application is approved, you will get instant access to your virtual card through the OneCard app. You can start using it immediately while your metal card arrives in 5-7 business days.
Yes. It is available across 67+ cities in India. Check if the metal One Credit Card is available in your city. If you are not residing in one, you can also apply for the FD-backed credit card.
It seems like you didn’t meet the eligibility criteria for the metal One Credit Card. However, you can still get the metal card by applying for a fd-backed One Credit Card. If you don’t meet the eligibility criteria for a One Credit Card, you can still get the metal card by applying for an FD-backed card. All you need to do is create an FD of Rs. 50.0000 or more.