: One Credit Card Eligibility
One Credit Card
One Credit Card Black Card

Applying for One Credit Card

One Credit Card is the only credit card you need for your everyday needs, be it for grocery, shopping or travel booking. Getting one is quick and easy. No spammy calls, no documentation required. Just download the OneCard app to get started.

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Improve your application approval odds

Following factors decide your eligibility for One Credit Card and also the credit limit you’d be getting.

Age

You must be at least 18 years old to apply for One Credit Card.

Nationality

You must be an Indian resident with a valid government ID.

Location

Available in 67+ cities across India. If you are not residing in one, apply for the FD-backed credit card.

Credit Score

A credit score of 750 or above improves your chances of getting the metal One Credit Card.

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How to check eligibility for One Credit Card

Getting started with your One Credit Card application

1

Download the OneCard app

Sign up using your mobile number and email ID

2

Fill required details

Keep your PAN card handy and fill out required details

3

Select your bank

Choose your preferred issuing partner bank

4

Complete KYC

Finish KYC, check offer and confirm your application

5

Activate virtual card

Get instant access to virtual card while your metal card arrives

Download the OneCard app
Fill required details
Select your bank
Complete KYC
Activate virtual card

Hassle-free application,
entirely in-app

No documentation. No Income proof required. Complete your application in less than 15 minutes and get the metal credit card free for lifetime.

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entirely in-app Hassle-free application,

Frequently asked questions

Indian residents aged 18 years and above can apply for One Credit Card. Approval depends on factors like your credit score, location, and application details.

A credit score of 750 or above improves your chances of getting the metal One Credit Card. If you're new to credit, you can still get the FD-backed One Credit Card.

Yes. If you’re new to credit, you can apply for the FD-backed One Credit Card. This will not only earn you interest but also help build a credit history with responsible card usage.

Yes. The metal One Credit Card is available across 67+ cities in India. If you are not residing in one, you can apply for the FD-backed credit card.

Yes. Both salaried and self-employed individuals can apply for One Credit Card.