How to Get Valueback on One Credit Card

We live in an era where the potential for reward can be found at every corner only if we know where to look. Most of our online purchases lead to discount codes, and nearly all e-commerce portals offer loyalty points. However, it’s credit cards like the One Credit Card that can truly redefine our spending habits. Instead of merely completing transactions, each purchase becomes a way to gain more through the OneCard Reward Program and OneCard valuebacks. Let’s explore how using the One Credit Card for your everyday purchases can turn routine spending into a bonanza of perks and valuebacks.

What are Rewards and OneCard Valuebacks?

Credit card companies like OneCard offer users reward points for every purchase they make. Users receive a fixed number of reward points for every rupee spent on their credit card. Users can redeem these points for various rewards, including cashbacks, merchandise, travel tickets, gift vouchers, and more.

Additionally, credit card issuers offer additional points and offers for specific purchases. For example, you may receive up to 10% more reward points for spending on groceries on your One Credit Card. These additional points are called OneCard valuebacks.

ALSO READ: Understanding OneCard Rewards Programme

Earn Rewards & OneCard Valuebacks

Most credit cards today offer you rewards for purchases you make in some form or another. However, there are several reasons why the One Credit Card stands out from the rest.

Automatic Allocation

With One Credit Card, racking up points is surprisingly simple. Reward points are swiftly credited to your account for every purchase you make, whether it is provisions or petrol for your car.

Offers and Rewards

On visiting the Offers around you section on the One Credit Card app, you can filter by category or distance as you select the store of your choice. Next, review the offers available at the store and swipe to activate the offer of your choice. After visiting the store within the next 30 minutes, you can earn OneCard valuebacks on your purchase in the form of reward points in your account. The amount will be specific to each offer.

Redeeming Your Gains

Once you’ve collected a sufficient number of reward points, it’s time to redeem them using one of the numerous options from One Credit Card. You are free to convert your points into cashback, which will save you money immediately on your next statement. In addition, you can pay for current purchases directly on the app using your points, a convenient and versatile process.

How to Boost Rewards Using the 5X Rewards Program

Yes, there’s more. With OneCard’s 5X Rewards Program, you have the opportunity to optimize your rewards potential. This is how it works:

Reward Multiplier

Get ready to be amazed, as the One Credit Card uses an exclusive 5X multiplier to boost your chances of winning more rewards. Therefore, try to take full advantage of the multiplied perks in your top two spending categories each month.

Eligibility Requirements

Ensure that you transact in a minimum of three categories to avail of rewards using this program. After all, the One Credit Card will only multiply the rewards you have earned in your top 2 spending categories.

While the 5X reward program does not apply to OneCard valuebacks, you can still earn valuebacks based on the additional offers on each of your purchases.

ALSO READ: How to Maximise Your Credit Card Reward Points

Benefits of OneCard Valuebacks and Rewards

‘One’ Credit Card is Sufficient

Traditionally, different credit cards have attractive offers on various types of expenses. The days of managing multiple credit cards are long gone. You can now carry a lighter wallet while earning rewards on all your purchases by using a One Credit Card, which rewards you for each rupee spent.

Earn Fractional Reward Points

In most credit cards reward programmes, each reward correlates to a certain amount in actual currency. For example, the One Credit Card offers a point for every Rs 50 spent. However, when calculating the points earned, several credit card brands round down the amount spent to the nearest multiple, causing you to miss out on reward points. No more! With the One Credit Card, every rupee spent can earn you fractional reward points. For example: you will receive 0.5 points for an instant recharge of Rs. 25, proving that every rupee counts.

An Endlessly Rewarding Experience

It can be frustrating to see your hard-earned reward points expire before you can use them. However, OneCard valuebacks and reward points come with lifetime validity. So you can let your points accumulate for later without worrying about their expiration date.

There you have it. A complete roadmap of One Credit Card’s Rewards and Valuebacks. One Credit Card is more than just a credit card. They are a gateway to an endlessly thrilling universe where managing your finances is less stressful and more fun.