Maximise OneCard Travel Rewards with Our Ultimate Tips

Did you know that by not maximising your travel rewards, you could be leaving money behind on the table? With credit cards like One Credit Card, you can earn reward points that can be redeemed to make travel purchases. Although it may seem difficult to access your OneCard travel rewards, there are smart ways to help you get the most out of them. By exploring the tips below, you can unlock the full potential of your One Credit Card membership and enjoy a more rewarding travel experience.

Understanding Travel Rewards

Travel rewards are a type of incentive offered by credit card companies in the form of points. You can redeem these points for future travel expenses, such as flights, hotel stays, and car rentals. This can help increase your trip budget and improve your overall travel experience. To maximise these rewards, you can apply for a credit card for travel, which is specifically designed to earn rewards on travel purchases. In India, OneCard travel rewards is one of the best travel reward programs available, as it does not charge any fees for usage. Let’s explore some of its other benefits and how you can make your travel plans more affordable.

Insider Tips to Maximise Travel Rewards with Onecard

Let’s take a look at the tips to increase your OneCard travel rewards:

1. Use it for Everyday Expenses

One of the simplest yet most effective ways to accumulate travel rewards is by using your One Credit Card for everyday expenses. From groceries to fuel and utility bills, every purchase can help you earn points towards your next adventure. The best part? With One Credit Card, your top two monthly spending categories can get you 5X rewards! So while travelling, use your One Credit Card to pay for expenses such as food and fuel, and earn plenty of rewards.

2. Take Advantage of Travel Partnerships

Look for cards that partner with airlines and travel sites you frequently use to gain access to their exclusive offers and discounts. If you are a One Credit Card user, you can book flight tickets with MakeMyTrip.com, Yatra.com, and Booking.com to get the best deals on bookings.

3. Manage Your Budget with OneTrips

If you’re planning an international trip but want to stay within your budget, One Credit Card’s OneTrips is the solution you’ve been looking for. With OneTrips, you can explore various destinations that fit your budget and also get a detailed expense planner for your trip. Plus, OneTrips offers a Forex calculator, which allows you to check the foreign exchange charges before you make an international transaction. By using OneTrips, you can maximise your OneCard travel rewards and make the most of your trip without worrying about overspending.

4. Convert Unexpected Travel Expenses into EMIs

Sometimes, unexpected expenses, such as a last-minute flight change, can arise during your travels. These expenses can strain your budget, but with One Credit Card, you have the flexibility to convert them into easy-to-manage EMIs. You can claim this without phone calls, emails, or paperwork. Plus, you still earn reward points on these transactions and can even repay the EMIs using these reward points. By taking advantage of this feature, you can better manage your travel finances and continue to maximise travel rewards with OneCard.

5. Redeem Points Strategically for Maximum Value

To get the most out of your OneCard travel rewards, it’s beneficial to redeem your reward points in a way that maximises their value. To avoid wasting time and money on unnecessary points, have clear goals and focus on earning rewards that will get you there. This ensures you’re collecting points in the most relevant programs and taking advantage of promotions to help you reach your desired outcome. Remember to keep an eye on expiring rewards to ensure you don’t miss out on any benefits.

6. Monitoring and Improving Your Credit Score

Keep an eye on your credit score to ensure you’re in good standing. A higher credit score will not only unlock better interest rates but also more attractive credit card offers. Maximising travel rewards can also indirectly improve your chances of securing a personal loan at more favourable terms. Additionally, offsetting your travel expenses with OneCard travel rewards can lower your debt-to-income ratio, improving your loan eligibility.

ALSO READ: How to Boost Your Credit Score With Regular Monitoring

Maximising travel rewards through credit card points is a clever approach to financing your travel adventures – all while ensuring your finances remain in good shape. The above-mentioned approaches can add up and help you have incredible travel experiences you might not have thought possible.

As attractive as OneCard travel rewards may be, before you sign up for a new credit card, ensure you can afford to pay your balance on time. No amount of points is worth going into credit card debt.