By OneCard | May 25, 2023
Suppose you’re at the checkout counter, ready to make a purchase, and the cashier asks for your credit card PIN. Suddenly, your mind draws blank, and you feel a wave of panic wash over you. We’ve all been there. With the increasing number of credit cards in our wallets and the variety of PINs that we set to keep them safe, forgetting your PIN is very likely. In this blog, we will explore different ways to generate or change your credit card PIN to help you keep your financial information safe and secure.
A Credit Card PIN is a unique 4-digit code that you set up to verify your identity while using your credit card. It is required to make a transaction at a physical store (PoS) or to take a cash advance from an ATM. The PIN is an important aspect of your credit card security, and it should be changed frequently to prevent unauthorized access.
There are multiple methods available to generate or change your credit card PIN. Here are some of the most common ones:
One of the most common ways to generate or change your credit card PIN is through net banking. All you need to do is log in to your net banking account, go to the credit card section, and select the option to generate or change the PIN. Follow the instructions provided by the credit card lender, and your PIN will be generated or changed in no time.
Another way to generate or change your credit card PIN is through an ATM. If you want to generate a New PIN, then follow these steps:
If you want to change your PIN, then follow these steps:
Many credit card lenders offer mobile apps that allow you to generate or change your credit card PIN. Simply download the app, log in to your account, and navigate to the credit card section. From there, select the option to generate or change your PIN and follow the instructions provided by the bank.
If you’re not comfortable using net banking, ATM, or mobile app, you can always reach out to your bank’s customer care to generate or change your credit card PIN. The customer care executive will guide you through the process and help you generate or change your PIN.
If you prefer to generate or change your credit card PIN in person, you can visit your bank’s branch and follow these steps:
Once you’ve generated or changed your credit card PIN, it’s essential to take steps to protect it. Here are some best practices to keep your PIN safe:
Avoid using simple or predictable PINs, such as 1234 or your birth year. Instead, choose a random combination of numbers that would be difficult for someone to guess.
Do not write it on your card or store it in your phone or wallet. Instead, memorize it and avoid sharing it with anyone.
When you are entering your PIN at an ATM or a point-of-sale terminal, make sure to cover the keypad with your hand or body to prevent others from seeing your PIN.
Always be mindful of your surroundings when you are entering your PIN in public. If you feel someone is watching you, cancel the transaction and use a different ATM or terminal.
Skimming devices are often used by fraudsters to steal credit card information. Before using an ATM or a card reader, check for any signs of tampering or unusual devices attached to the machine.
Regularly monitor your credit card account for any unauthorized transactions or suspicious activity. If you notice anything unusual, contact your bank or credit card company immediately.
Changing your PIN regularly can add an extra layer of security to your credit card. It is recommended to change your PIN at least once every six months.
Generating or changing your credit card PIN is a simple yet effective way to ensure the security of your financial information. Whether you prefer net banking, an ATM, a mobile app, or customer care, there are multiple ways to generate or change your credit card PIN. Make sure you follow the steps carefully and keep your financial information secure. Remember not to share your PIN with anyone and to keep it confidential.
If you’re searching for an all-in-one solution to manage your everyday finances, OneCard is the perfect choice for you. Check out OneCard, India’s best metal credit card that has a powerful mobile app to control your credit card. You can generate your OneCard credit card PIN right after you activate your OneCard, and to change your PIN, all you need to do is:
This is just one of the ways the OneCard app enables you to control all your spends, enable/disable various features, block/unblock cards and much more in just a few clicks.