Enjoy the Benefits of ‘One Family OneCard’ with Add-On Cards

Imagine a credit card that helps you manage your finances and transform how your entire family handles money. OneCard has a perfect solution that brings your family’s spending under one roof. By inviting your loved ones on board, you can say goodbye to the challenges of juggling multiple credit cards and embrace a more seamless, rewarding experience.

At the heart of this family-centric approach lies the add-on credit card. This powerful feature allows you to extend the benefits of your primary OneCard credit card to those closest to you and truly make it ‘One Family OneCard.’

How Does One Family OneCard Add-On Card Work?

The One Family OneCard add-on feature enables you to share the benefits of your credit card with up to five family members. These add-on cards share the same credit limit as your primary card.

To be eligible for an add-on card, your family member must have a valid PAN card, be over 18 years of age, and maintain an active bank account. By utilising OneCard’s family add-on option, you can effectively manage your family’s financial needs and still make the most of your card’s advantages.

Benefits of the OneCard Family Add-On Feature

1. Get an Add-on Credit Card Without a Credit Score

We all know how tough it can be to get a credit card without a credit history. But with OneCard’s MyFamily feature, your family members can enjoy credit card benefits without needing a personal credit score. This is perfect for young individuals or those just beginning their financial journey, as it fosters responsible spending habits.

2. Individual Rewards

While a single bill is generated for all cards, reward points are separate. With One Family OneCard, each family member earns reward points independently. Imagine your partner racking up points from grocery runs while you collect points on fuel. These points can be redeemed separately or coupled together for a family treat. Plus, the primary cardholder can redeem points for any add-on member, making it super flexible.

Also Read: Understanding OneCard Rewards Programme

3. Personalised Offers

Adding family members to your OneCard not only makes financial management easier but also unlocks a host of tailored benefits that cater to each individual’s preferences. With each add-on card offering personalised deals and exclusive offers, everyone in the family can enjoy a unique, rewarding experience.

But that’s not all! Every member of the OneCard family add-on plan can access the OneCard app and get a physical card. This empowers them to track their spending, access their personalised offers, and manage their finances with ease.

4. Streamlining Family Budgets

Say goodbye to chaotic budgeting sheets! Each family member can enjoy their own card for spending, while the main account holder gets a bird’s-eye view of everyone’s spending habits. Now you can easily manage expenses for parents, siblings, or your significant other, all from one account.

Also Read: Manage Your Expenses with OneCard App

5. No Additional Fees

With OneCard, you can add family members without worrying about additional fees. Just like the primary OneCard credit card, there are no joining or annual fees for your loved ones, making it a budget-friendly choice for managing your family’s finances.

How to Add Members to Your One Family OneCard Plan

Adding a member to your OneCard family add-on plan is a simple process that can be completed in just a few steps using the OneCard app. Here’s a detailed guide to walk you through it:

1. On the app’s Home screen, access the MyFamily feature by tapping ‘my OneCard’ and then the MyFamily icon. Scroll down and click ‘add a family member.’
2. Enter your family member’s information, including their relationship to you.
3. Next, choose the desired credit limit for your family member’s card or set a custom limit that suits their needs. Confirm the details before moving on.
4. After confirming, an invitation will be sent to your family member, requesting them to complete their activation process.
5. Once your loved one has completed their part, you’ll receive a request to approve their activation. Upon your approval, your family member will officially be part of the OneCard family.

Also Read: How to start using your OneCard credit card

In summary, OneCard offers a great opportunity to extend the benefits of smart financial management and personalised rewards to your entire family. You can track spending more easily, earn rewards separately, and even help family members build credit. It’s a simple way to make finances smoother and more rewarding for everyone in your family. So, embrace the One Family OneCard motto and witness your family flourish with this feature.