OneCard Visa Forex Contest T&Cs

Detailed Terms & Conditions

Visa Terms & Conditions:

• This document outlines the terms and conditions ("Terms”) of the Visa Worldwide Pte. Ltd.'s ("Visa”) marketing Promotion (the "Promotion") to increase the usage of Visa Consumer Credit Cards internationally across the Cardholders (as defined below). The promotion is extended to Visa cardholders i.e. One Credit Card ("Cardholder", “you”, “your”) that is valid and current, issued the issuing banks with Visa to extend these Promotion benefits to these cardholders.
• Promotion is only valid during 20th June-31st August, 2024 (both dates inclusive) or such other date that may be communicated to the Promotion Cardholder.
• All payments must be settled using a One Credit Card (“Card”).
• This Promotion shall be available to the Promotion Cardholders on a first come first serve basis and until the stocks last.
• ATM withdrawals at any promotion location shall NOT be considered for the purpose of qualifying for promotion.
• Eligible Transactions can be in USD or any other currency within the promotion period.
• 1 Qualifying Promotion Cardholder will be entitled to a Holiday Voucher worth maximum of INR 100,000 (Indian Rupees One Lakh only) for promotion.
• In case of any dispute, the decision of FPL shall be final.
• Promotion Mechanics above are communicated to the Promotion Cardholders by FPL. Visa does not make any express or implied warranties as to the accuracy or completeness of any information related to the Promotion.
• Promotion Cardholders are requested to confirm the availability and validity of the Promotion directly with FPL. Visa is not directly or indirectly involved in the selection or determination of the Promotion Cardholders that would be the beneficiaries of this Promotion.
• FPL is the sole provider of all services under this Promotion.
• Accordingly, the Promotion Cardholder understands, acknowledges, and agrees that the procurement by him/her of any services under this Promotion shall constitute a contract solely between FPL and him/her, and Visa is not, nor will Visa become a party to such contract.
• By utilizing or attempting to utilize any of the services under this Promotion, the Promotion Cardholder understands, acknowledges, and agrees that:
  • Any claim, complaint or dispute of any nature arising out of or in relation to the procurement, or attempted procurement by the cardholder of any services under this Promotion (each a “Claim”) shall be settled by the promotion Cardholder directly with FPL, and Promotion Cardholder shall not make any Claim against Visa.
  • Without prejudice to the foregoing, and to the fullest extent permitted by law, Visa shall not be liable to any person for any loss, damage, expenses or claim (whether direct or indirect) in relation to any personal injury, death, false representation, damage or omission arising from or in connecting with the usage or attempted usage of the Promotion or the services provided under the Promotion.

FPL Terms and Conditions:

• Definitions:
  1. “Campaign Period” shall mean the period commencing from Start Date and ending on End Date (as mentioned under FAQ no. 1 above) – both the days are inclusive.
  2. “Participant” shall mean existing One Credit Card Cardholder as mentioned in FAQ no.2.
  3. “Prize” shall mean and include the rewards mentioned under FAQ no.1 above.
• The One Credit Card members are eligible to participate in this Campaign who are (a) not delinquent Cardmember(s); and /or (b) CSB members; and/or (c) IDFC members, until migrated to other Banks; and/or (d) past One Credit Card members who have closed their Cards and have reapplied for the membership during the Campaign Period.
• FPL has the right to disqualify any participant from availing of this prize if any fraudulent activity is identified as being carried out by such participant for the purpose of availing of this campaign prize, has violated the normal performance of the administration, security, justice, and rectitude of this campaign, or has been found misusing the campaign.
• This Campaign is made available at the discretion of FPL. FPL reserves the right, at any time, without prior notice or reason whatsoever, to change/ modify/ add/ delete this Campaign and/ or any of the terms of this Campaign, wholly or in part or to withdraw it altogether at its sole discretion.
• FPL, its affiliate, officers, directors, employees, representatives and/or agents (including without limitation, any third party service providers engaged by FPL for the purposes of this Campaign) shall not be liable to the participant in this Campaign for any direct, indirect, special or consequential loss or damage (including but not limited to, loss of income, profits or goodwill) arising from or in connection with this Campaign unless caused by any gross negligence or omission by FPL.
• The participant represents and warrants that they shall comply with the applicable laws.
• The winners’ names may be published in any media, which would be at sole the discretion of FPL. The winner must agree to the use of his or her name and photographs without compensation in any forthcoming publicity by FPL.
• FPL shall not be liable for any default of its obligation under this campaign due to any force majeure events, which include but are not limited to act of God, war, riot, lockout, industrial action, fire, flood, drought, storm, epidemic and pandemic or any events beyond the reasonable control of FPL.
• At the time of awarding the prizes, all winners must not be delinquent, and/or invalid or cancelled. Otherwise, such winners shall be disqualified from receiving the Prizes.
• FPL will send you promotional communications during the contest period.
• Winners would be communicated manually through calls in-case of eligibility for any benefits against the contest.
• Reversed/Refund transactions will result in decrease in the total Coins.
• The Grand Prize winners of the contest will be declared on 10th September 2024 post review of all the transactions made by the users during the contest period.
• In case of an event where two or more participants have earned same number of Coins, Participants who have signed up first would be considered for the associated contest benefit.
• FPL will evaluate all the transactions and the standings in the leaderboard which could vary depending on the eligibility of the transactions even post the contest end date.
• FPL holds the right to revoke access of the Participants in case of any discrepancies or unusual or fraudulent behaviour.
• FPL shall determine the methods of the Prize giving, including but not limited to, a Prize giving ceremony, or any other methods which FPL may deem reasonable.
• The grand Prize winner is required to attend the Prize giving ceremony (if any/necessary) and in the event the Prize winner is unable to attend the said ceremony, he/she will automatically be disqualified, and no compensation or arrangement will be made after the Prize giving ceremony.
• If applicable, all costs, fees and/or expenses incurred or to be incurred by the Prize winners in relation to claiming of the Prize(s), which shall include but not limited to the cost for transportations, accommodation, meals, personal costs and/or any other costs, are the sole responsibility of the winners.
• By participating in the Campaign, winners:
  1. agree that FPL’s decision on all matters relating to the Campaign shall be final and binding on all Participants/winners. No further appeal or further correspondence will be entertained;
  2. consent for FPL to disclose their particulars to third party service provider(s)/ authorized supplier(s) including vendors, suppliers, advertising and promotion agencies engaged by FPL for contact purposes during and after the Campaign Period.
• All applicable taxes, duties, levies of whatsoever nature in connection with the Campaign shall be borne solely by the Cardholder.
• FPL reserves the right at any time without prior notice to add, alter, modify, all or any of these terms and conditions or replace, wholly or in part, this Program by any other Program, whether similar or different to this Program or to withdraw it altogether without giving prior notice.
• The Participant agrees that any and all disputes, claims or causes of action arising out of or in connection with the terms and conditions of and enforcement of this Campaign shall be exclusively governed, construed and interpreted in accordance with the laws of the India and Participant agrees that any claim or dispute must be resolved by courts based out of Pune, India.
• The terms and conditions of the Program shall be in addition to and not in substitution/derogation to the primary terms and conditions governing the Card and shall at all times be read along with the terms of the cardholders’ agreement and such other terms and conditions that FPL may deem appropriate in its sole discretion.
• Each of the terms and conditions set out in these Terms and Conditions needs to be met in order to avail entry into the Prize.
• Please note that the Cardmembers are segmented for fairplay hence different customers may see different leaderboards.

Voucher terms and conditions:

• Winner’s travel voucher booking validity to be 31st March 2025 and Travel validity to be 30th April 2025
• Voucher is applicable on Domestic and International Group Holidays and Customized Holidays.
• An amount of INR 25000 from the voucher to be utilised towards Air Ticketing only. The additional airfare difference to be borne by the customer.
• Any difference in airline or package cost over and above the voucher cost to be borne by the customer.
• The final cost of the package will be determined as per Thomas Cook telegraphic transfer foreign exchange rates in case of international packages at the time of final payment.
• The voucher cannot be redeemed only for standalone Air tickets, visas, insurance, and standalone foreign exchange services.
• This voucher cannot be combined with any other offer.
• Any person availing this offer shall be deemed to have read and accepted these Terms and Conditions
• In order to book the package and accounting formalities, customer will have to share the KYC documents as required by Thomas Cook India Ltd
• The cancellation polices will depend on the Thomas Cook package selected by the customer.
• Thomas Cook shall not be liable for any loss or damage arising due to force majeure event.
• In case of any dispute on voucher, decision of Thomas Cook India Ltd will be final and binding.
• Thomas Cook should be responsible for governing the terms and conditions related to the vouchers including but not limited to the validity, redemption of the voucher. FPL disclaims any liability arising from the changes, amendments, or concerns regarding the terms and conditions made by Thomas Cook.