By OneCard | December 18, 2023
Losing a credit card or suspecting unauthorised usage can be a distressing experience. Knowing how to quickly block a credit card is important to prevent fraudulent transactions. To make things easier, we’ll tell you how you can block your credit card, provide tips to protect your card from fraudulent usage, explain the steps to unblock your card, discuss common reasons for card blocks, and answer frequently asked questions.
To unblock a credit card, the process may vary depending on the bank. It is recommended to follow these general steps:
By following the suggested steps, you can easily block your card immediately.
How can I block my credit card?
You can block your credit card through internet banking, a mobile app, phone banking, customer care, or by visiting the bank’s branch.
How do I block my credit card immediately?
Contact your bank’s customer care helpline immediately and request that they block your credit card.
How can I block my credit card via SMS?
The process for blocking a credit card via SMS may vary depending on the bank. Refer to your bank’s website or contact customer care for specific instructions.
Why did the bank block my credit card?
Banks and other financial institutions may block credit cards due to non-payment of dues, suspicious activity, a lost or stolen card, a credit limit breach, or the expiration of the card.
Can a blocked credit card be reactivated?
Yes, a blocked credit card can usually be reactivated by contacting customer care or visiting the credit card company’s nearest branch.
Can I temporarily block my credit card?
Some credit card providers offer the option to temporarily block your credit card for a specific period. Refer to your issuer’s policies or contact customer care for more information.
Can I unblock my card online?
If you have locked your card yourself, you can visit the app and unlock it yourself. However, the process to unblock a credit card may not always be available online. In such cases, it is best to contact customer care to unblock your card.
How long does it take to unblock a credit card?
The time taken to unblock a credit card varies from bank to bank. In some cases, it may be unblocked immediately, while in others, it may take a few days.
Can we activate a blocked credit card?
Yes, you can usually activate a blocked credit card by contacting customer care or visiting the bank’s branch.
How do I unblock my credit card via SMS?
The process to unblock a credit card via SMS may vary depending on the bank. It is advisable to check your bank’s website or contact customer care for specific instructions.
**Disclaimer: The information provided in this webpage does not, and is not intended to, constitute any kind of advice; instead, all the information available here is for general informational purposes only. FPL Technologies Private Limited and the author shall not be responsible for any direct/indirect/damages/loss incurred by the reader for making any decision based on the contents and information. Please consult your advisor before making any decision.