Terms and Conditions - OneCard Christmas Bonanza 2020


OneCard customers (“Cardholder”) have a chance to win up to One Lakh Forty Thousand (1,40,000) bonus reward points each, using OneCard for making purchases as follows (“Offer”):

- Every day the Cardholder who does a transaction of Rs. 100 or more gets a Christmas Stamp*

- The Christmas Stamp entitles the user for a bonus of anywhere between 75 to 50,000 reward points

- These reward points will be credited to the cardholders’ OneCard account on January 20, 2021

Terms of participation:

i) The Offer will be valid between December 25, 2020 to January 05, 2021. (“Campaign Period”).

ii) The Cardholders eligible for bonus reward points will get their bonus points on January 20, 2021.

iii) In case a transaction is made void by the merchant by reversing the same, then the transaction will be disqualified and such Cardholder will not be eligible for bonus points.

iv) The prize in the form of bonus points cannot be transferred i.e. in case a Cardholder’s transaction is reversed or made void, then the Offer will not be transferred to the next top spender.

v) Only regular purchases across any category as defined in the OneCard app and Terms and Conditions will be considered for calculating the highest spender of the day. Transactions done for money transfers, rent payment, cash withdrawals and digital wallet loading or top-up transactions will not be considered for calculating the highest spender. Sometimes, when the Cardholder purchases a service/product on a digital wallet app, which also offers in-app purchases, the Cardholder may not get reward points, as it involves actual wallet load, which is then used to make payment to the merchant. Such transactions will also not be considered for calculating the highest spender.

vi) Participation in the Offer by the Cardholder(s) is on a voluntary basis and the Cardholder is not bound in any way to participate in this Offer. The Offer is non-transferable, non-binding and non-encashable.

vii) OneCard reserves the right at its sole discretion to disqualify any Cardholder who does not meet the Offer requirements or in case of any other reasons including but not limited to, any misuse of the Offer or fraud or suspicious transaction/ activities for the purpose of availing the benefits.

viii) A Cardholder can qualify for each of the prizes multiple times during the campaign period. However, the cardholder can win only ten (10) stamps in a day.

ix) Other Terms and Conditions of OneCard Rewards Programme and OneCard Terms and Conditions remain unchanged and are binding on the Cardholder.

x) The Cardholder agrees that his/her participation in the Offer constitutes his/her understanding of, and agreement to these terms of the Offer. These terms of the Offer form a binding legal agreement.

xi) Bonus points earned during the Campaign Period will not be eligible for 5X boost irrespective of the spend being in top category.

*Christmas Stamp is a branded element, which the cardholder collects and earns points against them.