One Credit Card - India's Best Metal Credit Card

Transfer Surcharge

Dear Customer,

Greetings from Indian Bank One Credit Card.

We would like to inform you that, with effect from April 15, 2024, transactions made in the form of transfers to bank accounts or third-party wallets for a total of Rs. 10,000 or more in a calendar month will be charged a monthly fee of 1% on the total transfer amount.

An illustrative example of the above mentioned fee change is given below.

	Transfer in a month	Fee @ 1%
Scenario 1	First transaction of Rs. 4,000	Rs. 0
Scenario 1	Second transaction of Rs. 5,000 done in the same calendar month	Rs. 0
Scenario 2	First transaction of Rs. 15,000	Rs. 150
Scenario 2	Second transaction of Rs. 20,000 done in the same calendar month	Rs. 200 (Total Rs. 350)
Scenario 3	First transaction of Rs. 8,000	Rs. 0
Scenario 3	Second transaction of Rs. 6,000 done in the same calendar month	Rs. 140 (Rs. 80 + Rs. 60)

To get a comprehensive understanding of the charges and updated categorization of transfers, kindly review the updated Terms & Conditions.

Regards
Indian Bank One Credit Card

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