Campaign Terms and Conditions

This campaign / offer (“Campaign”) is for existing customers to win an IPhone Air mobile device on payment of their outstanding dues against their ‘One’ co-branded credit card (“Credit Card”).

FAQs

  1. When does the Campaign start and end?
  • Start date of Campaign: November 01, 2025
  • End date of Campaign: December 10, 2025
  1. How can the customer participate?
  • Click on “Pay Bill” on the homescreen of OneCard app
  • Select the amount and pay using UPI app
  • Select “UPI” as payment mode
  1. Who can NOT participate?
  • Tamil Nadu based OneCard customer
  • IDFC One co-branded credit cardholders, until migrated to other Bank
  • Past OneCard customer who have closed their Credit Cards and have reapplied for the membership
  • OneCard reserves the right to blacklist any member found to be misusing including foreclosure of EMI transactions
  1. Who will be the winner and when will the winner receive Iphone Air?
  • One lucky customer who pays their bill between the Campaign Period will win an Iphone Air will be the winner
  • Results will be declared on the eve of December 25, 2025, winner will be notified of further actions to be undertaken by OneCard team and winner to receive the reward in its physical form by third party

Detailed Terms and Conditions

This campaign (“Campaign”) is being run by FPL Technologies Private Limited (herein after referred to as “FPL” throughout the Terms and Conditions herein) on behalf of Participant’s issuing bank. By participating in the Campaign, you hereby expressly agree to be bound by the below terms and conditions:

    1. Definitions:

    2. “Campaign Period” shall mean the period commencing from Start Date (November 10, 2025) and ending on End Date (December 10, 2025) – both the days inclusive.

    3. “Credit Card” shall mean ‘One’ co-branded credit card issued by issuing financial institution.

    4. “Participant” shall mean existing Credit Card cardholder and making payment of their outstanding dues against their Credit Card.

    5. “Reward” shall mean Iphone Air mobile device that can be availed by Participant, as mentioned in the FAQs above.

    1. The Participant is not eligible to participate in this Campaign who is (a) IDFC member, until migrated to other banks; (b) Tamil Nadu based Onecard customer; and/or (c) past Credit Card member who have closed their Credit Card and have reapplied for the membership during the Campaign Period.
    1. FPL has the right to disqualify any Participant from availing Reward, if any suspicious or any activity which goes against the letter and spirit of the campaign is identified as being carried out by such Participant for the purpose of availing Reward or has violated the normal performance of the administration, security, justice and rectitude of this Campaign or has been found misusing the Campaign.
    1. This Campaign is made available at the discretion of FPL. FPL reserves the right, at any time, without prior notice or reason whatsoever, to change/ modify/ add/ delete this Campaign and/ or any of the terms of this Campaign, wholly or in part or to withdraw it altogether at its sole discretion.
    1. FPL, its affiliate, officers, directors, employees, representatives and/or agents (including without limitation, any third party service providers engaged by FPL for the purposes of this Campaign) shall not be liable to the Participant in this Campaign for any direct, indirect, special or consequential loss or damage (including but not limited to, loss of income, profits or goodwill) arising from or in connection with this Campaign unless caused by any gross negligence or omission by FPL.
    1. The Participant represent and warrant that they shall comply with the applicable laws.
    1. FPL shall not be liable for any default of its obligation under this Campaign due to any force majeure events which include but are not limited to act of God, war, riot, lockout, industrial action, fire, flood, drought, storm, epidemic and pandemic or any events beyond the reasonable control of FPL.
    1. At the time of availing Reward, Participant must not be invalid or cancelled. Otherwise, such Participant shall be disqualified from receiving Reward.
    1. FPL may send promotional communications during the Campaign period. FPL may share contact information of winning Participant to third party for dispatch of physical form of Reward.
    1. FPL holds the right to revoke access of the Participant in case of any discrepancies or unusual or fraudulent behaviour.

    1. By participating in the Campaign, Participant:

      i.agree that FPL’s decision on all matters relating to the Campaign shall be final and binding on all Participants. No further appeal or further correspondence will be entertained; and

      ii.consent for FPL to disclose their particulars to third party service provider(s)/ authorized supplier(s) including vendors, suppliers, advertising and promotion agencies engaged by FPL for contact purposes during and after the Campaign Period.

    1. FPL reserves the right at any time without prior notice to add, alter, modify, all or any of these terms and conditions or replace, wholly or in part, this Campaign, whether similar or different to this Campaign or to withdraw it altogether without giving prior notice.
    1. The Participant agree that any and all disputes, claims or causes of action arising out of or in connection with the terms and conditions of and enforcement of this Campaign shall be exclusively governed, construed and interpreted in accordance with the laws of the India and Participant agrees that any claim or dispute must be resolved by courts based out of Pune, India.
    1. FPL shall not be responsible for any claims arising out of this Campaign.
    1. The terms and conditions of the Campaign shall be in addition to and not in substitution/derogation to the primary terms and conditions governing the Credit Card and shall at all times be read along with the terms of the cardholders’ agreement and such other terms and conditions that FPL may deem appropriate in its sole discretion.