: OneCard FAQ Page

Frequently asked questions

OneCard is a co-branded premium metal credit card issued by our banking partners.

No, OneCard is lifetime free. There are no joining fees or annual fees.

You can download the OneCard app from the Play Store or App Store and apply completely digitally in a few minutes.

A card you'll actually use

Everything about the One Credit Card is designed to work in your favour.

Smart App Controls

Lock or unlock your card, set limits, and track spends in real time - all in the app.

Smart App Controls Graphic

Lifetime Free Card

No joining fee. No annual fee. No hidden charges. Not now, not ever.

Lifetime Free Card Graphic

Lifetime Free Card

No joining fee. No annual fee. No hidden charges. Not now, not ever.

Lifetime Free Card Graphic

Lifetime Free Card

No joining fee. No annual fee. No hidden charges. Not now, not ever.

Lifetime Free Card Graphic

Elevated experience, every day.

Turn heads with every swipe! Crafted from a single sheet of metal, this stunning 16gm metal credit card is powered by the slick OneCard app. Get exclusive offers and rewards on your everyday spends.

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every day. Elevated experience,

Improve your application approval odds

Following factors decide your eligibility for One Credit Card and also the credit limit you'd be getting.

Age

You must be at least 18 years old to apply for One Credit Card.

Nationality

You must be an Indian resident with a valid government ID.

Credit Score

A credit score of 750 or above improves your chances of getting the metal One Credit Card.

Location

Available in 67+ cities across India. If you are not residing in one, apply for the FD-backed credit card.

Check Eligibility
One Credit Card
One Credit Card Black Card

Applying for One Credit Card

India's best metal credit card. Built with full-stack tech. Backed by the principles of simplicity, transparency, and giving back control to the user.

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Hassle Free Application,
Entierly In-App

No documentation. No Income proof required. Complete your application in less than 15 minutes and get the metal credit card free for lifetime. 

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Entierly In-App Hassle Free Application,